Get Out of Debt
In a Few Easy Steps (Credit Card, Mortgages): Complete Information on How to Regain Your Credit Score
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Whatever your credit score, the number is critical. It's how banks, credit unions and even property management companies decide if you're creditworthy or not. Your past credit history is nearly 40 percent of your overall score. If it's negative and your credit score is on the south side of 610, it can be a formidable obstacle to hurdle and put a serious "dent" in your personal lifestyle. For most people maxed out credit card debt can be the damaging culprit, but not as bad as totally ignoring your debt or seeing a notice from collection agencies or a regular basis.
Amy Reed
Amy Reed is the author of the contemporary young adult novels Beautiful, Clean, Crazy, Over You, Damaged, Invincible, Unforgivable, The Nowhere Girls, and The Boy and Girl Who Broke the World. She is also the editor of Our Stories, Our Voices. She is a feminist, mother, and quadruple Virgo who enjoys running, making lists, and wandering around the mountains of western North Carolina where she lives. You can find her online at AmyReedFiction.com.
More by Amy Reed
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