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On its second pass of the case, the Ninth Circuit said it relied on a Supreme Court decision last June, during which the U.S. top court took its first look at the decades-old CFAA. In its ruling, the Supreme Court narrowed what constitutes a violation of the CFAA as those who gain unauthorized access to a computer system — rather than a broader interpretation of exceeding existing authorization, which the court argued could have attached criminal penalties to “a breathtaking amount of commonplace computer activity.” Using a “gate-up, gate-down” analogy, the Supreme Court said that when a computer or website’s gates are up — and therefore information is publicly accessible — no authorization is required.
Web scraping is legal, US appeals court reaffirms – TechCrunch
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The collapse of crypto lending firms and exchanges in 2022 was in many ways worse, faster and dumber and more complete, than the global financial crisis of 2008. But it did much less harm, because the damage was confined mostly to crypto. Crypto speculators, people playing in the toy financial system, lost a lot of crypto. But banks and savers mostly did not lose money, because banks and savers mostly steered clear of crypto, because it was so obviously unregulated and full of scams. More and better regulation would be good for crypto, in that it might give more regular people the confidence to invest in crypto. But that might be bad for the regular people!
How Not to Play the Game
bloomberg.com
In the long run, U.S. stocks have delivered strong returns. However, if your investment horizon is short (0-5 years), your savings are likely better suited towards less volatile assets such as bonds, GICs, or high interest savings accounts.
U.S. Stock Market Returns - A History From the 1870s to 2022 | the Measure of a Plan
themeasureofaplan.com
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