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The choice is therefore between using a high-quality item and rarely or never replacing it, or a typical, low-quality item and replacing it often.
Early Retirement Extreme
Jacob Lund Fisker
Retirement income bond ladders generally take the form of Treasury bonds to minimize the possibility of default risk. For a household retiree, maximizing investment returns is not the goal; the goal is to meet expenses.
Safety-First Retirement Planning
Wade Pfau
Long-term care insurance is more expensive for women than men, but it’s also more important for women than men. ... One of the pieces of advice was, if you’re a couple and you’ve both gotten this increase, maybe take a little bit less benefit for him. But don’t reduce benefits for her and don’t reduce the inflation rider in the benefit, because that’s going to be an important component.
How to Retire
Christine Benz
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