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Excellent Advice for Living
Kevin Kelly
In early years, a desire for smooth and constant lifetime spending suggests spending in excess of earnings. This means that when young, it can theoretically make sense to borrow against future earnings, in effect adopting a negative savings rate. In practice though, we think that it will usually make sense for young people to adopt a positive savings rate (excluding the financing of a home purchase), to develop a valuable lifetime habit, to avoid the usually exorbitantly high cost of consumer borrowing and as a safeguard against the risk of financial misfortunes and misadventures.
The Missing Billionaires
Victor Haghani and James White
To hear trees fall, to have them fall near football fields, and to have the sound of their falling added to the roars of a crowd responding to a game-winning touchdown requires lots of programmers writing lots of code for handling vast amounts of data and all in the same ways.
The Metaverse
Matthew Ball
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